Mortgage Refinancing & Options for Manufactured, Modular and Mobile Housing

A refinance of your manufactured home, modular home, or mobile home can lower your monthly payments, which can add up to significant savings!

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Mortgage Refinancing Options

Refinancing the mortgage on your prefabricated home can lower your monthly payments, which can add up to significant savings!

Other benefits of a home mortgage refinance include:

  • Loan terms that can reduce the amount paid over the life of the loan
  • Competitive rates that can save you on your monthly payment
  • Government rehabilitation loans for needed home improvements
  • Cash out options for investment and debt consolidation

Knowing your options is important, so let us help.

Chattel Refinance

Chattel Loans
If you are looking to refinance your existing personal property loan for your manufactured or mobile home, MHL administers chattel refinance loans, including cash-out refinance options, for qualified homeowners and property types. 

Additional Refinance Options *powered by eLEND

Please visit www.elend.com for additional details on the home refinance options listed below.

FHA Refinance Loans
With flexible program guidelines, FHA loans are a great option for a mortgage refinance. If you’re moving from one FHA loan into another, you may qualify for an FHA Streamline Refinance. Ask us today about the variety of FHA refinance options we offer.

VA Refinance Loans
Qualified veterans and active military personnel can refinance with a VA loan. If you’re moving from one VA loan into another, you may qualify for a VA Streamline Refinance.

USDA Refinance Loans
For homeowners located in rural areas, USDA refinance is often the perfect choice! If you’re moving from one USDA loan into another, you may qualify for a USDA Streamline Refinance.

Cash-Out Refinance
This option allows eligible borrowers to refinance a loan amount that is larger than your current mortgage, so you can convert some of the equity in your home to cash.

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Get a new quote on a refinance today!