Manufactured Home Loan Options

ManufacturedHome.loan has plenty of loan options for manufactured homes, mobile homes, and modular homes, both new and used! We even finance in parks! If you’re looking for a refinance, we do that too. Just give us a call, or submit a rate quote, and we’ll discuss which option is best suited to your needs.

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Have questions about which option best suits your needs?

ManufacturedHome.loan’s Loan Officers have answers! Regardless of if you’re new to the world of manufactured home loans, or a veteran, we’ll take the time to explain all of your options, and recommend what we think is best for you, your family, and your future.

30-Year Fixed Rate Home Loans

If you plan to stay in your prefab home long term, sleep tight knowing that you’ll have the stability of a consistent payment that never changes. Plan your budget with a consistent mortgage payment at a low rate that will stay the same throughout the life of your loan.

15-Year Fixed Rate Home Loans

A 15-Year Fixed Rate Mortgage on a manufactured home or modular home gives you the ability to pay off your mortgage as quickly as possible, while paying less interest over the course of the loan! Lower rates, and a shorter term makes a 15-year fixed rate mortgage the right choice for the financially savvy customer!

Manufactured Home VA Loans 

Are you a veteran, member of the military, or a military spouse? You may qualify for a VA loan!

VA Loans offer flexible options as either fixed-rate or ARM mortgages. You may qualify for fast approval and a hassle-free loan even with less-than-perfect credit. Refinance up to 100% of your home, or buy a new manufactured home, or prefab home, with no down payment, and never pay any monthly insurance (PMI)!

  • 30, 20, & 15-year fixed rate, and 5-year ARM loans available. 
  • Jumbo VA Loans are available. 
  • Refinance up to 100% of your primary home’s value. 
  • VA Streamline Refinance with a reduced funding fee and flexible documentation requirements – available for veterans currently in VA loans. 
  • Buy a new primary home with no money down. 
  • No monthly PMI (Private Mortgage Insurance). 
  • VA Loans are governed by the U.S Department of Veterans Affairs.

Manufactured Home Jumbo Loans

When a loan amount reaches a certain point, Jumbo and Super Jumbo Loans can offer high-end financing that a traditional loan cannot. With a choice between fixed or adjustable rates, our jumbo loans offer maximum flexibility for home financing for larger loans.

Manufactured Home FHA Loans

A Manufactured Home FHA Loan provides a government-insured loan with flexible loan options. With flexible credit requirements and qualifications, this type of loan is great for buying a mobile home, modular home, or manufactured home, or even refinancing!

Manufactured, Modular and Mobile Home Construction Loans

A manufactured home construction loan gives you the ability to build your new manufactured home, modular home, or mobile home on and purchase land with just one loan!

Mobile Home In-Park Loans

If you’re looking to finance a mobile home in a community, reach out to us! ManufacturedHome.loan offers in-park financing on all manufactured home, mobile homes, and modular homes for those who qualify! Find out if you qualify for an in-park loan today!

Ready To Discuss Which Loan Option is Best for You?