Home Purchase Financing

Whether you’re buying a manufactured home for the first time or you’re an experienced homeowner, the process can be daunting. At both ManufacturedHome.Loan and eLEND, we consider all your needs, finances, and history to help you choose the right manufactured home loan, ensuring a smooth purchasing experience.

Chattel Loans

Whether on private land or in a park, we offer chattel loans for mobile homes and manufactured homes that are not permanently affixed to the land. Eligible borrowers may have options for as low as a 5% down payment and the opportunity to finance closing costs. Terms extend up to 25 years.

Land & Home Loans

We offer comprehensive financing options, including access to land and home loans for manufactured homes, please click here for more information.

FHA Loans 
Ideal for those looking to buy a manufactured home with a minimal down payment. Purchase your home with as little as 3.5% down! Through DPA Advantage, eligible borrowers can receive down payment assistance covering 3.5% via a grant.

VA Loans 
A valuable opportunity for qualified veterans and active military personnel to purchase a manufactured home with up to 100% financing and no PMI. Available terms include 30-year and 15-year fixed-rate loans. Apply now!

USDA Loans
USDA loans provide up to 100% financing for purchasing a manufactured home in eligible rural areas. Qualified borrowers may benefit from reduced mortgage insurance requirements. Available terms include 30-year and 15-year fixed-rate loans.

Conventional Loans
Unsure which financing option suits you best? Contact our specialists today. We can pre-qualify you and identify the ideal manufactured home loan tailored to your needs. Learn how to get pre-qualified now.