Chattel Loans for Mobile Homes Located in Parks
If you’re looking to finance a mobile home within a community, we pecialize in chattel loans for mobile homes, offering flexible loan options to suit your situation.
Explore More Manufactured Home Loan Options
For more information on land and home financing options for manufactured homes, please visit our sister company, www.elend.com.
30-Year Fixed Rate Manufactured Home Loans
If you plan to reside in your manufactured home long-term, enjoy the stability of a consistent payment that never changes. Budget confidently with a fixed-rate manufactured home loan that remains steady throughout the life of your loan.
15-Year Fixed Rate Manufactured Home Loans
A 15-Year Fixed Rate Manufactured Home Loan enables you to pay off your mortgage swiftly while reducing the total interest paid over the loan’s duration. With lower rates and a shorter term, it’s an excellent choice for the financially savvy homeowner.
VA Loans for Manufactured and Mobile Homes
Are you a veteran, active-duty service member, or military spouse? You may qualify for a VA loan tailored for manufactured and mobile homes. VA loans offer flexible options. Even with less-than-perfect credit, you might secure fast approval and a hassle-free loan. Refinance up to 100% of your manufactured home or purchase a new one with no down payment and no monthly private mortgage insurance (PMI).
- 5-year ARM loans available
- Refinance up to 100% of your primary home’s value
- VA Streamline Refinance with a reduced funding fee and flexible documentation requirements – available for veterans currently in VA loans
- Buy a new primary home with no money down
- No monthly PMI (Private Mortgage Insurance)
- VA Loans are governed by the U.S Department of Veterans Affairs
FHA Loans for Manufactured and Modular Homes
An FHA loan for a manufactured or modular home offers flexible loan options backed by government insurance. With easier credit qualifications, this loan is ideal for buying or refinancing a mobile home, manufactured home, or modular home.
One-Time Close Manufactured Home Construction Loans
A One-Time Close (OTC) manufactured home construction loan gives you the ability to combine the construction of your new manufactured home with the land purchase and permanent mortgage into a single closing!