Legal & Licensing

Mortgage Licensing

Last Modified: February 20, 2020

AL Alabama Consumer Credit License #21070.003

AZ Arizona Mortgage Banker Branch License #1005130 – d/b/a  “ManufacturedHome.Loan”

AR Licensed Banker/Broker/Servicer #118417 by Arkansas Securities Department

CA Licensed by the Department of Business Oversight Under California Finance Lenders Act- License # 60DBO101630

FL Florida Mortgage Lender MLDB10356 – d/b/a  “ManufacturedHome.Loan”

ID Licensed by the Idaho Department of Finance – Mortgage Broker/Lender #MBLB-2081888652 – d/b/a/ “MH.Loan; “SmartMoney Mortgage”

KS Kansas Licensed Mortgage Company – MC.0025015- Branch – BR.003 – d/b/a  “ManufacturedHome.Loan”

LA Louisiana Residential Lender- RML 2826 – Mortgage Branch Registration

OK Oklahoma Mortgage Lender Branch License – MLB12511 – d/b/a  “ManufacturedHome.Loan”

MS Licensed by the Mississippi Department of Banking and Consumer Finance- Branch License 1888652 – d/b/a  “ManufacturedHome.Loan”

MT Montana Division of Banking & Financial Institutions- Mortgage Lender Branch License 1888652

TN Tennessee Department of Financial Institutions- Mortgage Branch Authorization #109347-103 – d/b/a  “ManufacturedHome.Loan”

TX Texas Department of Savings and Mortgage Lending- Registered Mortgage Branch, #2826* – d/b/a  “ManufacturedHome.Loan”

WA Consumer Loan Branch Office License #CL-1888652 – d/b/a “ManufacturedHome.Loan”; “SmartMoney Mortgage”



Nationwide Mortgage Licensing System (NMLS) – Company #2826

American Financial Resources, Inc.- Principal Address: 7 Entin Road, Suite 202, Parsippany, NJ 07054

NMLS Branch 1888652 – Office Address: 16 Technology Dr. STE 206, Irvine, California 92618

NMLS Branch 1905879 – Office Address: 101 E Hurd Street, Suite F, Edmond, Oklahoma 73034

Legal /Compliance Mailing Address: 9 Sylvan Road, Parsippany, NJ 07054

American Financial Resources, Inc. is not acting on behalf of or at the direction of HUD/FHA or the Federal Government.

All Trademarks/Servicemarks are the property of American Financial Resources, Inc.

Some products may not be available in all states. This is not a commitment to lend. All loans subject to credit application

* CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov/.

The Department maintains the mortgage broker recovery fund to make payments of certain types of judgments against a mortgage broker or loan officer. Not all claims are compensable and a court must order the payment of a claim from the recovery fund before the department may pay a claim. For more information about the recovery fund, please consult subchapter F of the Mortgage Broker License Act on the department’s website referenced above.